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NY DMV civil penalty amount for lapse in liability coverage

If you cancel your car insurance before you turn in your NY plates, you will receive a civil penalty such as....

You are not required to surrender your vehicle plates for a suspension of 90 days or shorter if you pay a civil penalty. You cannot use the civil penalty option if the lapse is longer than 90 days or you used this option in the past 3 years.

The civil penalty amounts shown below are the amounts for suspensions that take effect on or after October 1, 2005. The civil penalty amount is:


$8 per day for each day of the lapse from day 1 through day 30

$10 per day for each day of the lapse from day 31 through day 60

$12 per day for each day of the lapse from day 61 through day 90.

If the lapse in the insurance coverage exceeds 90 days, your driver license is also suspended.


For more information regarding have no insurance coverage and still holding the plates.

Click here http://www.nydmv.state.ny.us/dmvfaqs.htm#INSURANCE


This can also happen if you do not pay your car insurance payment on time - PAY YOUR INSURANCE COMPANY ON TIME!!!

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